Mortgages
Mortgages Ireland
Personalised Mortgage Solutions for Every Homebuyer  Â
Navigating the mortgage landscape can be overwhelming. Whether buying your first home, moving to a new one, or refinancing your existing mortgage, our dedicated mortgage advisors are here to assist you.
By opting for independent advice, you can access a broader range of mortgage solutions beyond what individual lenders offer, often leading to better rates and more favourable terms.Â
Discover the Perfect Mortgage Solution
- Best Rates
It’s our job to search the market and find you the best rates.Â
- Flexible Mortgage Options
The Mortgage Products vary from lender to lender so we are here to find the best fit for youÂ
- Personalised Guidance
We understand that every situation is different, so our advice is tailored to your specific needsÂ
How We Support You
New Alliance offers comprehensive mortgage advisory services, guiding you from initial consultation to mortgage approval and drawdown. Our experts gather all the required information, like your income, credit history and financial commitments to determine your borrowing power and make the best recommendations.Â
We aim to ensure you have all the information you need to make the best decision for your home and financial future
Have questions?

We have answers
Want to know more? You can email us anytime at info@newalliance.ieÂ
In Ireland, you can choose from fixed-rate mortgages, variable-rate mortgages, and split mortgages. Each type has its own benefits, so it’s essential to consult with a mortgage advisor to determine which is best for your situation.
The amount you can borrow depends on your income, existing debts and your proven repayment capacity (rent, savings etc..). Typically, lenders in Ireland allow you to borrow up to 3.5 times your gross annual income (4 times for first time buyers), but this can vary depending on a number of factors. Consult with a mortgage advisor for a personalized assessment.Â
A fixed-rate mortgage offers a set interest rate for a specified period, providing stability in your repayments. A variable-rate mortgage, however, has an interest rate that can change, potentially offering lower rates but with more uncertainty. Your mortgage advisor can help you weigh the pros and cons of each.Â
In addition to your monthly repayments, you must consider costs such as a deposit (usually 10% of the property price), valuation fees, legal fees, and stamp duty. Your mortgage advisor can provide a detailed breakdown of these costs. You will also be required to have home insurance and mortgage protection as ongoing costs.Â
Mortgage Consultations
Get Started Now
Whether you are a first time buyer or looking to review your current mortgage, our qualified advisors will have a chat with you about all available optionsÂ
Next we will look at what’s important to you when choosing a lender and we will present you with the most suitable options to help you to make an informed decisionÂ
Once you’ve made your choice, let us do all the hard work to get your application submitted and get you approvedÂ
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