Enjoy Your Retirement.
Life doesn’t stop when you retire,
Confused? Just ask somebody who knows.
Personalised Pension Planning for a Secure Future
Pensions are not a cost, but a payment to yourself.
The fund you build now will be your income in retirement.Â
Dedicated to Help Individuals Achieve Retirement Goals
Why a Pension?
A pension is one of the most effective ways to secure income for retirement, with the added benefit of tax relief on contributions provided by the Government through Revenue; far better incentive than the old SSIA schemes.
In Employment
Get expert guidance on initiating your pension plan, ensuring it meets your financial goalsÂ
Navigate redundancy with tailored advice to secure a tax-efficient solutionÂ
Specialist Pension Advisors help you claim benefits from your former employer’s scheme, simplifying the technical and regulatory processÂ
Self-Employed
If you row your own boat then you need to provide for your retirement. You can pay less tax and build your own wealth through a pension scheme.
We’ll help you get the best fit!Â
Company Directors
& Group Schemes
Company Directors and Employees can build large retirement funds with generous tax breaks. This can be done with cash sitting in the business, or over the longer term with regular contributions.Â
Obtain a comparative, independent review of all company schemes, director’s pensions, and self-employed pension fundsÂ
Experienced Corporate Pensions Consultants provide advice for company directors, executives, and group scheme membersÂ
Previous Employer Pension
Keep track and control of the pensions you’ve built up over your working lives. Their values can be negatively impacted if not managed due to loss in performance or high fees.
If you have pension benefits from a previous employer, we assist in finding and reviewing your options.
Depending on your age you may be able to cash in your previous pension, however there are many benefits to moving the pension out of the scheme and into your own name where you take back control of your funds.Â
Tax Advantages to Owning Property in Your Pension
Within a Self administered Pension (PRB, ARF, PRSA), you can own commercial or residential property, tax free. There is NO tax on rental income, there is NO CGT on any disposal, rental income can be reinvested tax free within the pension, compounding tax free gains.
Should it be required, you can avail of 50% non recourse lending to the Unit trust with no impact on other, or personal, assets. Instantly doubling pension valueÂ
Redundancy with Pensions
Redundancy Pending / On the horizon?
Get some advice on the options you’re offered.
Experienced financial consultants evaluate your employer’s redundancy offers and assess the impact on your taxes and pensionÂ
Have questions?

We have answers
Want to know more? You can email us anytime at info@newalliance.ieÂ
In Ireland, the main types of pensions include State Pensions, Occupational Pensions (provided by employers), Personal Pensions (self-funded), and Additional Voluntary Contributions (AVCs).
It’s advisable to start planning for your pension as early as possible. The sooner you begin, the more time your investments have to grow, potentially increasing your retirement income.
The amount you should contribute depends on various factors such as your age, retirement goals, current income, and existing pension provisions. A financial advisor can help determine an appropriate contribution level.
Contributions to pensions in Ireland benefit from tax relief at your marginal rate up to certain limits. This means you receive tax relief on the contributions you make, enhancing your pension savings.
Normal Retirement Age (NRA) is 65 however you may be able to access a pension from age 50 if it is from an occupational source and you have left that employment. For self-employed individuals it is usually 60. There are specific circumstances (such as serious ill health) where early access may be possible. It’s essential to understand the rules and implications before considering early withdrawal and advice should always be sought.Â
Get a Customised Pension Plan in
3 Simple Steps
Speak with our insurance specialists to know more details about policies and premiumsÂ
We assist you in every step, from assessment to picking the right plansÂ
Use our fee-based advice services to know all plans that are feasible for you
Don’t Just Take Our Word for It
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